Director, Insurance Strategy & Innovation

Das ist der Job

As a strategic leader, you will shape and execute initiatives that strengthen Pareto’s differentiated approach.

Darum lohnt es sich

This role is responsible for defining product vision, advancing innovation, and aligning cross-functional teams to deliver competitive, data-driven solutions for self-funded employers.

Key Responsibilities Product Strategy & Vision Define and own the risk product strategy for Pareto’s captive and stop-loss portfolio Assess alternative risk structures and determine whether/how Pareto should evolve captive structures, contribution models, and risk corridors to optimize performance and member experience Identify market pain points and associated opportunities through broker feedback, claims analysis, regulatory insights, and assessment of the competitive landscape Develop and prioritize a roadmap to expand/manage a suite of protections for captive Members aligned with company growth objectives and risk appetite Market & Competitive Intelligence Understand industry trends, including cost drivers, network strategies, and alternative funding models Evaluate alternative product designs, pricing approaches, and underwriting methodologies Partner with sales and marketing to capture voice-of-customer insights from brokers, consultants, and employer groups Understand risk/ product management capabilities at carriers and TPAs in detail to identify gaps and opportunities Cross-Functional Leadership Drive alignment on product priorities and ensure effective execution of key initiatives across underwriting, product, and technology Support go-to-market efforts in partnership with Product, Sales, and Marketing, including messaging and sales enablement Required Skills & Qualifications 3-5 years of top-tier consulting experience 3-5 years of experience owning Insurance Product strategy and innovation (e.g., carrier, broker, MGU) Strong nose for value with ability to translate market pain points into solutions; creative, innovative mindset Data-driven with strong analytical and financial acumen Demonstrated ability to lead cross-functional initiatives in a complex, matrixed environment; superior communication skills Preferred Deep understanding of risk-sharing structures and stop-loss mechanics Experience with captive programs, alternative risk arrangements, or level-funded products Experience working with mid-market employers (50–1,000 lives) Exposure to clinical programs, cost containment vendors, and population health strategies MBA or advanced degree Core Competencies Creative with a focus on value – ability to identify opportunities and develop appropriate solutions Data-driven – ability to utilize data to validate and size opportunities Strategic thinking grounded in data and real-world performance Strong communicator – ability to clearly communicate across all levels and functions to drive alignment Cross-functional/collaborative – able to work across teams to define a solution and bring it to market (commercial focus) What Success Looks Like Continued evolution of Pareto’s captive model as a market-leading solution Strong adoption and advocacy from brokers, consultants, and employer groups Tight alignment between product strategy, underwriting, and commercial execution Perks & Benefits Fully paid medical, dental, and vision benefits Flexible PTO 401(k) company contribution Tuition reimbursement Professional development allowance Transportation allowance and daily parking reimbursement Engaging hybrid work environment Disclosures (EEO Statement) ParetoHealth is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion (creed), gender, gender expression, age, national origin (ancestry), disability, marital status, sexual orientation, or military status, in any of its activities or operations.

Position Summary ParetoHealth is seeking a Director of Insurance Strategy & Innovation to lead the evolution of our captive-based stop-loss solutions and drive innovation across our risk-sharing model.

This will include assessing alternative risk structures, managing and evolving our overall suite of protections, identifying market pain points, and developing solutions to address those needs.

The ideal candidate brings strategic thinking, creativity, strong analytical acumen, and a demonstrated ability to translate market and customer insights into impactful product strategies. Additionally, strong communication and collaboration capabilities are required to drive alignment across the organization.

Candidates must be authorized to work in the United States without sponsorship now or in the future. These activities include, but are not limited to, hiring and firing of staff, selection of volunteers and vendors, and provision of services.

We are committed to providing an inclusive and welcoming environment for all members of our staff, clients, volunteers, subcontractors, vendors, and clients.

California Applicants See Pareto’s CCPA Notice of Collection for California Employees and Applicants for information about how Pareto Captive Services, LLC, Pareto Health, LLC, and Pareto Underwriting Partners, LLC, together with their respective subsidiaries (collectively, “Pareto”) collects and uses personal information submitted by employment applicants. #J-18808-Ljbffr