Director of Underwriting, Funding, Risk & Collections

Das ist der Job

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Das brauchst du

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Darum lohnt es sich

Provide strategic leadership over payments underwriting, portfolio risk, funding, collections, and related merchant risk operations for U.S. and Canadian merchants Set the operating strategy and provide team leadership, managing vendor and acquiring bank relationships Monitor portfolio performance and risk trends, identifying emerging risks and recommending portfolio-level actions Oversee automated high-risk alert monitoring systems, criteria, and reporting to improve decision quality and reduce manual dependency Partner with cross-functional teams to improve systems, workflows, and alignment Prepare and present risk, funding, and collections reporting to the CFO and other senior stakeholders Manage relationships with acquiring bank risk teams, AML partners, auditors, and vendors Evaluate vendor performance, contracts, issue resolution, and scalability against business objectives and regulatory requirements Requirements Bachelor’s degree in Accounting, Finance, Business, or related field; Master’s or MBA preferred 8+ years of progressive experience in underwriting, risk management, fraud, payment processing, funding, collections, or financial services operations Prior experience leading multi-disciplinary teams in medium-to-large, complex organizations Experience managing U.S. and Canadian underwriting, risk, funding, and/or collections operations Experience leading process improvement, automation, workflow transformation, or AI-enabled decision-support initiatives in a risk, payments, fintech, PayFac, or financial services environment Experience with PayFac environments preferred Experience with Agreement Express, WorldPay, and electronic check processing preferred Strong knowledge of PayFac, AML, KYC, OFAC, card network, ACH, and acquiring bank requirements Proficiency in Microsoft Excel and comfort with reporting, workflow, and risk technology tools Hard Skills underwriting risk management fraud prevention payment processing funding collections xayajpt process improvement automation workflow transformation AI-enabled decision support Soft Skills strategic leadership team leadership relationship managementcommunication presentation skills cross-functional collaboration vendor management issue resolution performance evaluation organizational skills Tools & Technologies Agreement Express WorldPay electronic check processing Microsoft Excel automated monitoring systems risk technology tools